I wouldn't just blame the Fed. There are multiple feedback loops currently concentrating funds in the financial sector. The US monetary system is one of the fai

I wouldn't just blame the Fed. There are multiple feedback loops currently concentrating funds in the financial sector. The US monetary system is one of the fairly stable ones - it has a remarkably constant monetary expansion rate at around 2x/ decade (compare and contrast with Russia which is up there at 20x decade). Correct for the monetary expansion rate, rather than CPI, and you can get a reasonable idea of how the prices of real goods are actually dropping over time, as are the majority of people's salaries, as money gets sucked into the financial sector primarily as a side effect of loan securitisation, and crony taxation policies.