I'm imprecise with my language because I don't know what I'm talking about really. If financial institutions did something horrible that should've sent them out

I'm imprecise with my language because I don't know what I'm talking about really. If financial institutions did something horrible that should've sent them out of business, and they got bailed out, then it stands to reason the next time they figure out a way to do that, they will. So maybe not housing. But I bet there's some exploit somewhere. So then my next thought is, if I can identify this, I should react accordingly. And I want to buy a house soon. And those links - 100% marginal tax on all income above $500k!? I like the freewheeling nature of ideas there. Seems like a good place to brainstorm from