Why would you want a financial system that follows the will of the majority? Financial systems are incredibly complex, and the majority is easily influenced by

Why would you want a financial system that follows the will of the majority? Financial systems are incredibly complex, and the majority is easily influenced by ideas that seem correct because they can be stated simply, though those ideas may actually have no hold over reality. The whole point of bitcoin is that it is stable, trustworthy software. You don't have to worry about the latest fad screwing up your ability to use the financial system. Democracy can easily be achieved with rigid protocols: just have multiple coins! (Bitcoin, ethereum, etc), and if you prefer one over the other, use the one you prefer. Then make a system that keeps them mostly interoperable (they already are, it's very easy to change funds between them), and viola! Nobody becomes victim to the will of the majority, while the majority can still pick between multiple options.