True but we use debit/credit cards. They can be incredibly fast if the POS is connected via broadband (instead of land lines, which are increasingly rare). Pers

True but we use debit/credit cards. They can be incredibly fast if the POS is connected via broadband (instead of land lines, which are increasingly rare). Personally, I would like to see Klarna roll out in-store "invoices" for small purchases so you can always shop as long as you have your mobile (even if you don't have money on your account).