But of course the underlying forces that create the necessary conditions for payday loans (and the World Bank) aren't necessarily beyond critique. Both critics

But of course the underlying forces that create the necessary conditions for payday loans (and the World Bank) aren't necessarily beyond critique. Both critics and advocates of the World Bank claim that it's just one component of a larger international order. If that order is manufacturing the need for WB/payday loans then the WB/payday loaners could be worthy of modest praise but also extreme condemnation. IMO the debate over the relative merits of WB/IMF is really inseparable from a larger debate about the post-WWII western political/financial system. And, unsurprisingly, I imagine ground truth isn't easily compressible into any one coherent narrative -- especially an ideological one.