I agree. It's funny to hear so much "it's self explanatory" on a forum where UX is praised and the results of the current system are obvious (with so many peop

I agree. It's funny to hear so much "it's self explanatory" on a forum where UX is praised and the results of the current system are obvious (with so many people with so much debt). A good friend, years ago, was paying the minimum payments on his credit card for years was complaining the balance was higher than he started. I thought it was obvious, but it wasn't to him. I really like seeing newer things on bills like, "At rate X the balance would be paid in Y months." The credit card company isn't incentivized to do that on its own. There's clearly a problem and it should be addressed both by education and better UX (likely through legislation).