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Speaking only for myself, I'm a poor decision maker. I could easily teach a class on financial planning for young adults, but it's everything I can do to keep
by LyndsySimon 9y ago
Speaking only for myself, I'm a poor decision maker.
I could easily teach a class on financial planning for young adults, but it's everything I can do to keep my own financial house in order. It's certainly not because I don't know what I'm doing wrong.
- Sleeep 9y agoMay I offer an unsolicited tip? Multiple bank account with automatic payroll deposits are your best friend as weird as it sounds.
- LyndsySimon 9y agoI appreciate it, and it doesn't sound weird at all. I've tried several solutions ranging from separate bank accounts by purpose to physical cash in envelopes. The issue doesn't seem to be one of organization but of mindset. FWIW, I strongly suspect that I've turned the corner on that in the past few months. It's amazing how difficult it is to break the habits acquired while younger and less financially secure. The mindset of "If there is money, spend it on things that you need before it's not there" has been taken me almost a decade to shed.