> but, in US, with credit card and Apple/Android Pay, I am pretty much cashless as well The thing is though is that the US has a habit of getting these things

> but, in US, with credit card and Apple/Android Pay, I am pretty much cashless as well The thing is though is that the US has a habit of getting these things decades after they're introduced. The US has just started EMV rollouts and it's still the only country that depends on signatures. Most of the developed world has had EMV with a PIN for what, 15 years now? Contactless payments have been widespread in Australia (home) for at least 5 years and by "widespread", I don't mean a few particular retailers support them, I mean everything from the independent coffee or fish and chip shop down the street to every major supermarket chain, cinema, Starbucks and McDonald's. The US is just barely keeping itself 5-10 years behind the rest of the world.