That's a very valid point. Not everyone can become a payment recipient with this with the same barrier to entry. In that sense, it's definitely less flexible an

That's a very valid point. Not everyone can become a payment recipient with this with the same barrier to entry. In that sense, it's definitely less flexible and I guess that's where FB and co. have tried to make inroads with cash transfer. I know Commonwealth Bank made an in-house system for doing instant and easy transfers from an app like that. Regarding your question, anyone who previously took a CC via an EFTPOS terminal would now take paypass/paywave. It's not ubquituous amongst the standard sunday market/food truck retailers, but it's not uncommon. I went to a French food and wine festival a couple of weeks ago and the majority of them used EFTPOS, but they also not infrequently do the market circuit. Essentially, anywhere that previously had EFTPOS now naturally has contactless, and as the critical mass of people who don't carry cash grows, more smaller retailers are pressured into getting EFTPOS. The terminals are handheld, battery powered and connected to the mobile network now so you don't even need electricity. Granted, I don't see a time when buskers end up get EFTPOS terminals.