Yea, here in the states we have a crappy insecure version of direct debit that I've seen abused more than once, so I don't trust it anymore. For one thing, you

Yea, here in the states we have a crappy insecure version of direct debit that I've seen abused more than once, so I don't trust it anymore. For one thing, you can't do charge backs. Once the money is gone, its gone.