But this is Silicon Valley, and we have Hacker News, and lo your comment aptly describes the risks involved when working for a startup. You know this, and I kn

But this is Silicon Valley, and we have Hacker News, and lo your comment aptly describes the risks involved when working for a startup. You know this, and I know this, and frankly anyone who is going to sign an offer letter should know this, but they often don't, and people often don't understand predatory loans either. If you're an SV engineer making six figures I have no sympathy if you don't understand how your options work. You can afford a personal financial advisor.