I have. I can't stand that a third party 'owns' my money and the fact that it's not based off anything. It could be gone tomorrow. You can say the same for BTC,

I have. I can't stand that a third party 'owns' my money and the fact that it's not based off anything. It could be gone tomorrow. You can say the same for BTC, but that's only if someone steals my coins. You also failed to address the use case in my OP.