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Eh, futzing with your asset allocation is significantly less important than budgeting well, managing your lifestyle/expenses, and making your career work out we
by ThrustVectoring 9y ago
Eh, futzing with your asset allocation is significantly less important than budgeting well, managing your lifestyle/expenses, and making your career work out well. You can retire without beating inflation, let alone stock market indexes.
- sp332 9y agoRetire without beating inflation? Does this involve saving 30% of your paycheck for 40 years?
- ThrustVectoring 9y agoIt can. Depends on how much you make and spend. You can retire with zero savings if you can control costs to beneath what social security pays you, but it'll be really rough.