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We don't have chip and PIN here in the USA. Let me explain. If you use your debit card as a debit card, you will be asked to enter your bank PIN, which is sent

We don't have chip and PIN here in the USA. Let me explain. If you use your debit card as a debit card, you will be asked to enter your bank PIN, which is sent back to the bank and validated with them. That's different than EMV chip-and-pin, where the PIN is actually presented to the card itself to unlock it. So, your card has a chip and you enter your PIN, but it's not "chip-and-PIN" in EMV parlance. If you use your bank card as a credit card, then you'll be asked to sign for your purchase just like if you used a credit card. Here's a primer: https://www.theatlantic.com/business/archive/2016/03/us-determined-to-have-the-least-secure-credit-cards-in-the-world/473199/ https://www.theatlantic.com/business/archive/2016/03/us-dete... And here's a list of chip-and-PIN cards offered in the USA (not many) http://www.cardrates.com/advice/chip-and-pin-credit-cards/ http://www.cardrates.com/advice/chip-and-pin-credit-cards/

rascul 9y ago
From what I've been able to determine (though I can't seem to get access to the standard which defines it without paying some amount of money, apparently ISO/IEC 7816), both types of chip and pin cards are covered and are appropriately called chip and pin. Do you have information otherwise you could share? It's hard for me to make an accurate determination here because I can't get access to the standard to see for sure. It's certainly included in the link below but I'm not sure how authoritative or accurate they are. I did research it more, I'm not relying on this one source, this one just seems like it's the easiest and most relevant to link to short of the standard itself. https://www.cardfellow.com/emv-pin-debit/ https://www.cardfellow.com/emv-pin-debit/ Your linked list is of the "best", it is certainly not exhaustive. My chip and pin card, for example, is not listed (though a different one from my bank is, and I have seen no reason to believe they differ in this regard).

rascul 9y ago

From what I've been able to determine (though I can't seem to get access to the standard which defines it without paying some amount of money, apparently ISO/IEC 7816), both types of chip and pin cards are covered and are appropriately called chip and pin. Do you have information otherwise you could share? It's hard for me to make an accurate determination here because I can't get access to the standard to see for sure. It's certainly included in the link below but I'm not sure how authoritative or accurate they are. I did research it more, I'm not relying on this one source, this one just seems like it's the easiest and most relevant to link to short of the standard itself. https://www.cardfellow.com/emv-pin-debit/ https://www.cardfellow.com/emv-pin-debit/ Your linked list is of the "best", it is certainly not exhaustive. My chip and pin card, for example, is not listed (though a different one from my bank is, and I have seen no reason to believe they differ in this regard).