It's 10% of your disposable income. You're only going to be paying for 20 years if you make next to no money. If you don't get a decent job, you'll basically b

It's 10% of your disposable income. You're only going to be paying for 20 years if you make next to no money. If you don't get a decent job, you'll basically be paying almost nothing for 20 years. If you get a great job, you'll pay it off way before then.