This is the most important thing. It solves so may other inconveniences of the net. Your username should be your fingerprint. Your password should be 8 characte

This is the most important thing. It solves so may other inconveniences of the net. Your username should be your fingerprint. Your password should be 8 characters. You should have a 2fa fob that secures your account. So much less fraud and other attacks. I think this has the highest ROI.