As a retail merchant, I'd never want to intentionally restrict accepted payment methods. It's bound to lose you some sales, period. I don't think $10,000 would

As a retail merchant, I'd never want to intentionally restrict accepted payment methods. It's bound to lose you some sales, period. I don't think $10,000 would even be worth it for a food business. I'm more used to encountering the opposite - establishments that, sometimes unexpectedly, only accept cash. If an ATM of my bank isn't nearby, usually the only option is to use a 3rd party ATM, which incurs fees that usually total 10-30%. The one time I've found t difficult to have only cash and not a credit card is when driving in remote areas at night. You may encounter gas stations that are closed, but have pumps on for card transactions, but no way to pay with cash.