>How many of those 401ks and IRAs were wiped out and the "owner" left with nothing after Madoff, housing bubble, etc. I assume almost none of them. People wit

>How many of those 401ks and IRAs were wiped out and the "owner" left with nothing after Madoff, housing bubble, etc. I assume almost none of them. People with most of their wealth in a 401k probably didn't have a lot of money in Madoff's hedge fund and the housing bubble also likely didn't wipe out retirement funds for the people that just left their retirement alone.