What is more likely, insurance companies beat more than 50% more care per dollar out of doctors/hospitals etc, or people would be better of getting rid of the g

What is more likely, insurance companies beat more than 50% more care per dollar out of doctors/hospitals etc, or people would be better of getting rid of the giant middleman? Insurance companies don't heal you. Medicine does. Get rid of the 33% overhead of insurance and gain the free 50% extra money for healthcare. Then all the people in that industry can move on to better gainful employment.