I don't know about that. $456K a year puts you in the top 1%. 3:1 DTI means you can buy roughly $1.5MM apartment. In NYC, that doesn't get you the most appea

I don't know about that. $456K a year puts you in the top 1%. 3:1 DTI means you can buy roughly $1.5MM apartment. In NYC, that doesn't get you the most appealing apartment. And you have a family in Manhattan, $456K is close to break-even (i.e. hand to mouth) http://www.investopedia.com/news/how-much-income-puts-you-top-1-5-10/ http://www.investopedia.com/news/how-much-income-puts-you-to...