Money actually is created (at least here in America), that's part of the problem. When you hear the term "cheap money" its referring to money that is created by

Money actually is created (at least here in America), that's part of the problem. When you hear the term "cheap money" its referring to money that is created by the Federal Reserve, which gives the money to US banks, to lend to US companies and consumer. The more money you create, the more banks have to lend, the cheaper it is, the lower the interest rate, the lower the bar for investments, which leads to more investments. The idea is to stimulate the market.