Do you think there are enough disreputable people to make that a problem? I mean it chip has a unique ID or its not doing its job, and you get the payment info

Do you think there are enough disreputable people to make that a problem? I mean it chip has a unique ID or its not doing its job, and you get the payment info of each user. There are incentives to not stealing these things, so you are really just worried about vandals and immoral penny penchers trying to skirt the system.