6 ms·

Thanks for the info, I think my next bank account is going to be with Charles Schwab ( I was waffling between Ally and Charles Schwab, but this is a useful feat

by kartD 9y ago

Thanks for the info, I think my next bank account is going to be with Charles Schwab ( I was waffling between Ally and Charles Schwab, but this is a useful feature for me and a good step up from Robinhood).

ZeroCool2u 9y ago
I've had Charles Schwab since I was 18 and I can't recommend them enough. I've never experienced any company with better customer service.
acchow 9y ago
I was referring to the trading account, which is independent from the bank. Tho Charles Schwab bank accounts are useful because they refund your ATM fees.
- tanderson92 9y ago
  Free checking account helps too; they sent me two boxes of checks and a checkpad with a $0 initial balance, for no fees. And they offer you commission-free trades too if you offer to transfer in enough funds. Great, great, place to keep your finances.
  - inferiorhuman 9y ago
    > Great, great, place to keep your finances. Has their security improved since they made HN a few years ago? https://news.ycombinator.com/item?id=8783790 https://news.ycombinator.com/item?id=8783790
  - toomuchtodo 9y ago
    How's their mobile app on iOS?
    - jnisenbom 9y ago
      Pretty similar to android (IMO)
      - deleted 9y ago
        [deleted]
      - legolassexyman 9y ago
        Are you a Marx Brother? Sheesh.
    - saryant 9y ago
      It's fine. Been using it for years.
- kartD 9y ago
  I'm aware, but I'd like to keep the as few accounts as possible. Should simplify transfers and customer service.
- deleted 9y ago
  [deleted]
Alfredo123 9y ago
Don't deal with Ally if you are Asian or Mexican (or anyone else). https://www.consumerfinance.gov/about-us/blog/ally-settlement-administrator-will-contact-eligible-borrowers-soon/ https://www.consumerfinance.gov/about-us/blog/ally-settlemen...
eeeeeeeeeeeee 9y ago
I switched from Wells Fargo to Schwab last year. I've been very happy and the customer service is great. The web interface is a bit cluttered, but i've seen worse at banks :) Refunds on all ATM fees make it worth it for that alone.
8ytecoder 9y ago
I wasn't aware of it but Robinhood did offer SNAP IPO: https://support.robinhood.com/hc/en-us/articles/115000902306-Pre-IPO-Trading https://support.robinhood.com/hc/en-us/articles/115000902306...
- kartD 9y ago
  Yes, but it's filled at regular price (I bought SNAP at $24), it's just that you put in the trade previous day (in the case of SNAP). It's more of a convenience feature, you won't get the stock at the pre-IPO value ($17 in SNAP's case).
  - 8ytecoder 9y ago
    You are right. I didn't read this part: "Please keep in mind these are not pre-IPO stocks or private placements and you’re not participating in the IPO"

by kartD 9y ago

ZeroCool2u 9y ago

I've had Charles Schwab since I was 18 and I can't recommend them enough. I've never experienced any company with better customer service.

acchow 9y ago

I was referring to the trading account, which is independent from the bank. Tho Charles Schwab bank accounts are useful because they refund your ATM fees.

tanderson92 9y ago
Free checking account helps too; they sent me two boxes of checks and a checkpad with a $0 initial balance, for no fees. And they offer you commission-free trades too if you offer to transfer in enough funds. Great, great, place to keep your finances.
- inferiorhuman 9y ago
  > Great, great, place to keep your finances. Has their security improved since they made HN a few years ago? https://news.ycombinator.com/item?id=8783790 https://news.ycombinator.com/item?id=8783790
- toomuchtodo 9y ago
  How's their mobile app on iOS?
  - jnisenbom 9y ago
    Pretty similar to android (IMO)
    - deleted 9y ago
      [deleted]
    - legolassexyman 9y ago
      Are you a Marx Brother? Sheesh.
  - saryant 9y ago
    It's fine. Been using it for years.
kartD 9y ago
I'm aware, but I'd like to keep the as few accounts as possible. Should simplify transfers and customer service.
deleted 9y ago
[deleted]

Alfredo123 9y ago

Don't deal with Ally if you are Asian or Mexican (or anyone else). https://www.consumerfinance.gov/about-us/blog/ally-settlement-administrator-will-contact-eligible-borrowers-soon/ https://www.consumerfinance.gov/about-us/blog/ally-settlemen...

eeeeeeeeeeeee 9y ago

I switched from Wells Fargo to Schwab last year. I've been very happy and the customer service is great. The web interface is a bit cluttered, but i've seen worse at banks :) Refunds on all ATM fees make it worth it for that alone.

8ytecoder 9y ago

I wasn't aware of it but Robinhood did offer SNAP IPO: https://support.robinhood.com/hc/en-us/articles/115000902306-Pre-IPO-Trading https://support.robinhood.com/hc/en-us/articles/115000902306...

kartD 9y ago
Yes, but it's filled at regular price (I bought SNAP at $24), it's just that you put in the trade previous day (in the case of SNAP). It's more of a convenience feature, you won't get the stock at the pre-IPO value ($17 in SNAP's case).
- 8ytecoder 9y ago
  You are right. I didn't read this part: "Please keep in mind these are not pre-IPO stocks or private placements and you’re not participating in the IPO"