This has been a concern for me as well. I've had doctors order things and call them one thing in person that sounds like what my insurance covers, but then they

This has been a concern for me as well. I've had doctors order things and call them one thing in person that sounds like what my insurance covers, but then they're billed as something different and I get stuck with the bill, when I really wasn't willing to pay for what it was. So now when I'm signing the papers accepting responsibility for the financial obligations if my insurance doesn't, I ask what it's going to cost if my insurance doesn't cover it. The nurses have no idea. It has to get "coded" before it's billed, and then after the bill is declined the coding people can tell me what I owe them. It's ridiculous.