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Your post is informative, thanks for taking the time to write it. Minor nit: It would have been better if you dropped the aggressive opening sentence, and let y
by dwaltrip 9y ago
Your post is informative, thanks for taking the time to write it. Minor nit: It would have been better if you dropped the aggressive opening sentence, and let your well-written depiction of the facts stand alone, especially as it seems the other poster was operating in good faith. FSM knows the public square is filled with enough unconstructive and divisive language these days.
- aphextron 9y ago>FSM knows the public square is filled with enough unconstructive and divisive language these days. Agreed. It was an emotional response to a subject of personal issue.
- austenallred 9y agoI'm curious - I haven't met many people who were unable to obtain any type of student loan. Was that the case for you?
- deleted 9y ago[deleted]
- moarrgan 9y agoI was denied student loans unless my parents cosigned.
- austenallred 9y agoEven federal student loans? I thought most of them don't require a cosigner
- tracker1 9y agoIIRC most require a complimentary loan application from parents for PLUS loans... or something like that, at least it used to be so.
- delazeur 9y agoIt's not a question of obtaining any loan. It's a question of obtaining enough loans.
- aphextron 9y agoAnd at a proper rate. Having a credit cosigner to get you that 4% loan can mean the difference between spending a lifetime paying interest, and paying down your principal in 10 years.
- exclusiv 9y agoIt's not just obtaining the loans but the terms. I know someone who's immediate family doesn't have great credit and/or great jobs. They became a software engineer but had something like an 8.5% interest rate. He worked out of San Diego and hopped on a job in Atlanta because the salary and cost of living was better for paying off the high interest loan.