Wealth is an asset. Health care insurance is not listed as an asset in accounting, it's a risk mitigator, and the premiums are expenses (typically employer expe

Wealth is an asset. Health care insurance is not listed as an asset in accounting, it's a risk mitigator, and the premiums are expenses (typically employer expense, is an employee benefit and in the U.S. it's an untaxed benefit but it's still not income on a profit and loss statement, and it's not an asset on a balance sheet).