It depends - but once that happens he is likely in the clear. The FCRA(https://en.wikipedia.org/wiki/Fair_Credit_Reporting_Act https://en.wikipedia.org/wiki/Fai

It depends - but once that happens he is likely in the clear. The FCRA(https://en.wikipedia.org/wiki/Fair_Credit_Reporting_Act https://en.wikipedia.org/wiki/Fair_Credit_Reporting_Act) states that once a debt is acquired by a new party, you(the debtor) can demand a proof of debt. If you don't get it in 30 days after the demand, the debt is null and void. If you do get it - proceed directly to small claims court and dispute it with all your documentation, and ask for an immediate bench ruling. There are precedents for this type of thing, and they are on the poster's side. IANAL