You can setup a reoccurring donation to letsencrypt: https://letsencrypt.org/ https://letsencrypt.org/ The reason these are free has nothing to do with payment

You can setup a reoccurring donation to letsencrypt: https://letsencrypt.org/ https://letsencrypt.org/ The reason these are free has nothing to do with payments but instead allows removing an additional barrier to entry from getting SSL working.