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Private insurance and delivery of healthcare is the crux of the cost problem. If the government provides blanket insurance and it's being delivered by private
by wavefunction 9y ago
Private insurance and delivery of healthcare is the crux of the cost problem.
If the government provides blanket insurance and it's being delivered by private providers, there's nothing to control costs. This is the exact problem with government educational loans. Society can't control the costs of tuition so costs balloon. And the costs are ballooning because of stupid things like fancy dorm rooms and expensive sporting facilities.
You walk into many hospitals and they look more like a luxury hotel these days. That and all the administrative staff and the fact the hospitals are private and need to turn profits and compete against each other.
And I don't really feel like I'm getting my money's worth from my private employer-provided health insurance either. I am fortunate to be relatively healthy in my middle-age so I go see the doctor once a year, they weigh me, take some blood samples and send me on my way. So I pay an entire year for that. I have no expectations that anything positive or proactive is really going to come out of my "health care." I ended up diagnosing my father's Parkinson's and I see him less frequently each year than his doctor.
So mass private insurance and mass private health care providers seems completely inefficient and a screwed up way to try to properly provide healthcare within a rational cost framework. I want my fellow Americans insured and I want my health care providers freed up to focus on providing health care.
People who work in insurance can get retrained for something else.