I'd say the Internet still doesn't have a very good monetisation system. Card payment is several times too much effort to use, takes a good couple of minutes, a

I'd say the Internet still doesn't have a very good monetisation system. Card payment is several times too much effort to use, takes a good couple of minutes, and isn't reasonable for a one-off service. PayPal and similar services are a mess, and not much better. The point wasn't that use-time is good, it's that there was monetisation integrated into the design of the system, and it was easy for the customer to use.