5 ms·
Ask YC: Automated ways to perform credit check?
I've been googling looking for APIs to automate credit checks of people and businesses submitting applications to a finance related website but haven't had much luck.
Has anyone in the Web2.0 space seen or heard of such a service that would provide an API and structured credit reporting data?
The only thing I've been able to find is:
http://www.strikeiron.com/Catalog/ProductDetail.aspx?pv=2.0.0&pn=Cortera+Credit+Pulse
That looks okay -- and pricing isn't too crazy -- but was wondering if folks knew of anything else out there?
- davidu 16y agoURL: http://www.strikeiron.com/Catalog/ProductDetail.aspx?pv=2.0.0&pn=Cortera+Credit+Pulse http://www.strikeiron.com/Catalog/ProductDetail.aspx?pv=2.0....
- AmberShah 16y agoI worked at a place that used: 1) Hart Software http://www.hartsoftware.com/view/ http://www.hartsoftware.com/view/ 2) A service directly from Experian Neither of these are Web 2.0 type solutions, but they certainly worked...
- mhendrick 16y agoIt's not "cheap" for a license, but I looked into this company a few years back when I was thinking about getting into the space, and it seemed pretty reputable. Haven't reviewed the documentation in great detail; however, it still might be worth a look. http://creditengine.net http://creditengine.net
- deleted 16y ago[deleted]
- omarchowdhury 16y agoGetting access to raw data of consumer credit reports requires you to register a subcode directly with the bureaus, with a permissible purpose as your intent. I've sent you an email to a person who can help you get registered with Experian (you can get the consumer and business reports through this contact). It's a lengthy process.