I can only talk about the situation here in Romania. State health care is "free" (that is, everybody pays 6.5% of their income as health insurance) and of very

I can only talk about the situation here in Romania. State health care is "free" (that is, everybody pays 6.5% of their income as health insurance) and of very poor quality. You have to bribe everyone - doctors, nurses, cleaning people - in order to get any treatment. Private health care is somewhat more expensive; you can either pay as needed (which is what I usually do) or you can buy private insurance. The lowest private insurance I know of is $3 / month; the highest I have heard of is about $300 / month. The latter includes emergency surgery in a foreign country (Germany or Switzerland, their doctors are considered better).