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I live in Sweden too, and Länsförsäkringar weren't cheaper than the alternatives for the things I looked at (car insurance, home insurance). That's just lookin
by kungtotte 9y ago
I live in Sweden too, and Länsförsäkringar weren't cheaper than the alternatives for the things I looked at (car insurance, home insurance).
That's just looking at the premiums though, there's no way to see any potential refunds and take those into account.
- kungtotte 9y agoI just looked it up again for my car insurance. I pay 758 SEK per month now and with Länsförsäkringar I'd end up paying 968 SEK for the same coverage. I do have a 10% discount on my current insurance due to having several policies at the same company. That's still less than the difference though, so Länsförsäkringar would have to refund me around 1200 SEK per year to break even. That would be around 10-15% of the entire yearly cost, and I don't think they can promise those kinds of refunds year over year.
- willvarfar 9y agoI'm with Länsförsäkringar because, for me and my situation with cars and houses and everything else I've got insured, it was cheapest. But you cannot just compare for price; you also have to compare for cover and självrisk etc. Pretty much all insurers bend over backwards to avoid paying out. I have no idea if Länsförsäkringar is particularly good or bad in this regard.