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By contrast, you can see the entire GOÄ (Gebuhrenordnung für Ärzte) for Germany online: http://www.e-bis.de/goae/defaultFrame.htm http://www.e-bis.de/goae/defau
by MandieD 9y ago
By contrast, you can see the entire GOÄ (Gebuhrenordnung für Ärzte) for Germany online: http://www.e-bis.de/goae/defaultFrame.htm http://www.e-bis.de/goae/defaultFrame.htm
The first column are the number of points a given service is assessed for, the second is what the publicly-mandated insurances that most Germans are covered by will pay, and the third is the private rate: private insurance or straight-up cash. Doctors and other providers can choose to charge higher than the usual 2.3 multiplier for private patients, and they can choose to only accept private patients, but most accept the public insurances, too.
I can confirm that these are the current prices - I'm privately insured with the highest legal annual deductible (1200 EUR) and pay those bills out of pocket.
Result: Visits to my Hausärztin (primary care doctor) are somewhere in the 30-70 EUR range, full price. Just about everything in healthcare is startlingly cheap in Germany compared to the US (dentistry is only somewhat less expensive than in the US). About 10 years ago, I paid less for the same procedure without participation from my insurer than a friend did in the US after her insurance paid its portion - and I had a night in the hospital, while she was an outpatient!
- germanier 9y agoA small correction: The second column is not what public insurance pays (usually it's more). They use an entirely different table, the EBM.