I fully agree that finance is useful because it increases market efficiency. The problem is that like most fields, most of it is uncreative legwork that doesn't

I fully agree that finance is useful because it increases market efficiency. The problem is that like most fields, most of it is uncreative legwork that doesn't provide much leverage to get rich from. So a smart creative person should consider whether they're falling into the cognitive trap of "I want to make money, finance deals with piles of money, so I should apply my creativity to finance". It's just a crapshoot unless you have some real information asymmetry[1] you can exploit to make money. This could be in the form of noticing some sort of systematic inefficiency, having a unique and effective strategy of gaining market information to identify mispricings, etc. Otherwise you'd be better off finding some unmet need to creatively address and avoiding the cognitive trap that leads from "I want money" to "I should go into finance". 1. http://en.wikipedia.org/wiki/Information_asymmetry http://en.wikipedia.org/wiki/Information_asymmetry