The article mentions "Personal Cyber Insurance" Many insurance companies will insure against data loss as part of your homeowner's policy (with lots of exclusi

The article mentions "Personal Cyber Insurance" Many insurance companies will insure against data loss as part of your homeowner's policy (with lots of exclusions..) and I've been wondering why they don't partner with one of the online backup services (SpiderOak, Backblaze, etc) in order to preserve their customer's data to reduce the risk of a payout, or at least how much they have to pay on a claim.