Tests are good for detecting code that is not working as expected, using them as a investment/insurance, based on a budget. However, in my opinion, TDD is often

Tests are good for detecting code that is not working as expected, using them as a investment/insurance, based on a budget. However, in my opinion, TDD is often more about an obsesive-compulsive religion built on wishful thinking on programmers reaching the excellence by writing tests ad nauseam.