3 ms·
> LendUp uses machine learning & data science Stopped reading right there. The landing page mentions "for people trying to build up credit history"
by JetSpiegel 9y ago
> LendUp uses machine learning & data science
Stopped reading right there.
The landing page mentions "for people trying to build up credit history"
- austenallred 9y agoYou're assuming that the only type of data that exists is credit report data, which is wrong by several orders of magnitude.
- rickpmg 9y agoWhy would you stop reading? Credit scores are good, but not everyone (in the world) has them... cash economies, etc. There was some startup that micro-loaned in poorer countries based on a person's cell phone info (ie, how many contacts, who they called the most, etc, etc).