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Health insurance is just broken. The only way it gets better is if something forces them to view the entire country as one actuarial pool.
by youdontknowtho 9y ago
Health insurance is just broken. The only way it gets better is if something forces them to view the entire country as one actuarial pool.
- splintercell 9y agoThat is not a solution. That's like saying "Prices of McDonalds burgers are really high, the solution to that is to give a fixed $15 tax credit for every burger people buy". A single actuarial pool is like not having a pool at all. If you want to support a single payer healthcare system, then say so, don't call it a 'single actuarial pool' because then the word 'actuarial' doesn't mean anything and at that point it stops being an 'insurance'.
- kgwgk 9y agoHaving a single pool doesn't kill the 'actuarial' part. Fixing premiums by law does. As does the fact that health insurance is more "prepaid medical care" than "insurance".
- youdontknowtho 9y agoWas your problem with the term or with socialized healthcare?