I'd argue everything they're doing could be portrayed as ethical in some context. If they aren't actively looking to replace the job they feel the need to frau

I'd argue everything they're doing could be portrayed as ethical in some context. If they aren't actively looking to replace the job they feel the need to fraudulently accomplish, I'd argue that's the unethical component. I don't think they mentioned anything about looking for more work. It's one thing to be in a situation where the only options you can perceive as valid are fraudulent ones. It's another thing to choose to stay in it instead of choosing to extract yourself.