It's not self-serving to tell someone "really, no, you shouldn't take out a big loan to pay for this because you're probably unprepared and will fail". On the

It's not self-serving to tell someone "really, no, you shouldn't take out a big loan to pay for this because you're probably unprepared and will fail". On the contrary, taking literally every student who can get a federal student loan -- regardless of your faith in their ability to get something meaningful out of the degree -- is extremely selfish!