Are you (and kesselvon) suggesting that otherwise viable businesses are getting wiped out because they are in small towns? And the reason for that is that regi

Are you (and kesselvon) suggesting that otherwise viable businesses are getting wiped out because they are in small towns? And the reason for that is that regional banking is "drying up"? That seems improbable to me, especially at a time when so much capital is looking for a decent return Also, as I asked, what does this have to do with "dense urban areas" being "favored"?