It's true, the less money you have the more time you have to spend on the basics. As much as I love laundry and housekeeping services, if I'm not making income

It's true, the less money you have the more time you have to spend on the basics. As much as I love laundry and housekeeping services, if I'm not making income they're gone and there's 4 hours a week I now have to spend to be clean. No credit card? No Amazon Prime delivery, needs more time to go to the market +1hr/day. No money for quality restaurant food? Time to start going to farmers' markets and learning to cook, +2hr/day... etc. Car service? LOL. No cash to load Clipper? Hours of travel time. Medical care? I pity the fool.