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That's assuming the issuer allows you to set the PIN. In many cases they do not, in my experience with both debit cards and chip+PIN cards (the one chip+PIN ca

That's assuming the issuer allows you to set the PIN. In many cases they do not, in my experience with both debit cards and chip+PIN cards (the one chip+PIN card I have in fact does not allow that).

mugsie 9y ago
This is in the US, with the broken Chip + PIN implementation. I can go to pretty much any ATM in the EU and change the PIN on all of my cards.
- bzbarsky 9y ago
  Yes, I'm aware of that. I can't tell you why that difference exists, but it does.