My hot take on them: - my wait is annoying, population person-hour waits are breathtaking to consider - all of my breaches are internet-based anyway, so I don

My hot take on them: - my wait is annoying, population person-hour waits are breathtaking to consider - all of my breaches are internet-based anyway, so I don't see how it helps much If all my CC transactions had an optional, on-the-spot second factor, now we're talking.