When first rolled out in New Zealand it was quite slow - as the EFTPOS hardware fleet was updated the performance improved to the point where chip-and-pin was j

When first rolled out in New Zealand it was quite slow - as the EFTPOS hardware fleet was updated the performance improved to the point where chip-and-pin was just as quick as swipe-and-pin. If it's slow in the US I would expect it's merchants choosing not to upgrade their terminals.