Healthcare services and products are unsustainably expensive in the US. This is not quite true in the rest of the world. Part of this is economic and structural

Healthcare services and products are unsustainably expensive in the US. This is not quite true in the rest of the world. Part of this is economic and structural, and part of it is American psychological and societal problems with letting people die when they are going to die (end-of-life care is hugely expensive and we even love treatments that do not necessarily lead to increased lifespan, because we'd rather feel like we're doing something medically than actually take evidence-based steps that might include doing nothing). Part of it is that "healthcare service" in the US includes the amazing overhead charged by private insurance. Certainly before Obamacare, private insurance companies spent about 30% on overhead (enrolling & dropping people, advertising, dealing with referrals, arguing with hospitals and doctors, auditing people, hiring lawyers to get someone else's insurance to pay for treatment). That's a lot of money and it figures into "healthcare costs" in the US. We spend so much more than any other country on healthcare, so much more. You are absolutely right that "the current system needs to collapse under its own weight before a new approach even stands a chance". I believe it will take people dying publicly to make the US consider a change. First we will be bamboozled by the "freedom" and "choice" we'll get with the new plan, foremost the choice not to have coverage or care at all :)