Trading sounds like a very risky way to try to grow the $100k you worked so hard for, esp considering you have a wife and kids. My best non-expert advice would

Trading sounds like a very risky way to try to grow the $100k you worked so hard for, esp considering you have a wife and kids. My best non-expert advice would be to try starting a profitable small business that leverages all your strongest skills and passions, and that can evolve into a passive income stream. That stream plus possibly more contract/wage work over the next 5-10 years could take you to $1 million. Take this with grain of salt.