I am not bullish on cryptocurrency at all. BUT... If a tipping point comes, it won't come from your grandparents, or your parents in 20 years time. It will co

I am not bullish on cryptocurrency at all. BUT... If a tipping point comes, it won't come from your grandparents, or your parents in 20 years time. It will come from India or Africa where banking is not entrenched (or even available) for most of the population. Where the technology landscape is completely different and they are already leapfrogging the west in some areas such as mobile payments and banking. I don't think that cryptocurrencies will take off in a big way, but Im pretty certain that if we do, it won't be from the west, and won't be for a reason that we recognise (or that the crypto-fanatics are shouting about).