My spouse seems entirely incapable of keeping savings, so the rational financial advice I would give myself is to get divorced, so that I can lose only up to 50

My spouse seems entirely incapable of keeping savings, so the rational financial advice I would give myself is to get divorced, so that I can lose only up to 50% of what I earn, rather than 100% of it. It doesn't help that I don't seem to be getting anything else out of the deal any more. It would have been a whole lot easier to just not get married in the first place. If you can't stand being single, at the very least, make the other person's debt situation a deal-breaker before getting too involved with them.